The Nautilus Basic Credit Audit is a professional 3-bureau compliance review designed to uncover hidden errors, reporting inconsistencies, and Metro 2 violations within your credit reports — without launching disputes. This standalone audit provides you with a comprehensive written analysis highlighting areas of concern, potential FCRA and Metro 2 compliance issues, and actionable recommendations for future correction. Perfect for individuals seeking a professional diagnostic tool to understand their credit report health, prepare for self-disputes, or strategize before major financial decisions, the Basic Audit delivers clarity, confidence, and a roadmap for smarter credit management — all without engaging in active bureau disputes.

The Nautilus Audit + Dispute Launch delivers a complete 3-bureau Metro 2 compliance audit combined with the immediate launch of strategic disputes targeting identified errors, inconsistencies, and reporting violations. After professionally reviewing your Equifax, Experian, and TransUnion files, we craft customized Metro 2 and FCRA-compliant challenges designed to correct, update, or delete inaccurate information at the source. This service is ideal for individuals ready to take action — providing both the expert analysis and the execution needed to begin restoring the accuracy, strength, and credibility of your credit profile, all within a powerful 90-day engagement.

The Nautilus Full Audit + 90-Day Dispute Management program offers a comprehensive 3-bureau Metro 2 compliance audit paired with strategic, ongoing dispute management over a 90-day engagement period. Beyond identifying and challenging inaccuracies, outdated information, and technical violations, we proactively monitor bureau responses, escalate compliance demands as needed, and continuously refine your dispute strategy to maximize results. Ideal for individuals seeking a fully managed, hands-free solution, this elite service ensures every stage of your credit correction journey is handled with professional precision — providing clarity, momentum, and measurable progress toward your financial goals.